What Is the 4% Rule?
Alright, let’s kick it off super simple.
The 4% Rule says this:
If you withdraw 4% of your investment portfolio each year, adjusted for inflation, your money should last 30+ years.
That’s it.
Not fancy.
Not complicated.
Just gloriously simple.
So if you’ve got $1,000,000 invested, 4% means you can take out $40,000 a year.
If you’ve got $500,000, that’s $20,000 a year.
If you’ve got $2.5M, that’s $100K a year.
It gives you a target.
It gives you a plan.
It gives you hope—like a flashlight in the dark of financial overwhelm.
And more importantly… it gives you a path.
